《富爸爸,穷爸爸(英文版)》第27章

re　financial　sense　to　me。　It　seemed　to　me　that　the　socialists　ultimately　penalized　themselves；　due　to　their　lack　of　financial　education。　No　matter　what　the　〃Take　from　the　rich〃　crowd　came　up　with；　the　rich　always　found　a　way　to　outsmart　them。　That　is　how　taxes　were　eventually　levied　on　the　middle　class。　The　rich　outsmarted　the　intellectuals；　solely　because　they　understood　the　power　of　money；　a　subject　not　taught　in　schools。
How　did　the　rich　outsmart　the　intellectuals？　Once　the　〃Take　from　the　rich〃　tax　was　passed；　cash　started　flowing　into　government　coffers。　Initially；　people　were　happy。　Money　was　handed　out　to　government　workers　and　the　rich。　It　went　to　government　workers　in　the　form　of　jobs　and　pensions。　It　went　to　the　rich　via　their　factories　receiving　government　contracts。　The　government　became　a　large　pool　of　money；　but　the　problem　was　the　fiscal　management　of　that　money。　There　really　is　no　recirculation。　In　other　words；　the　government　policy；　if　you　were　a　government　bureaucrat；　was　to　avoid　having　excess　money。　If　you　failed　to　spend　your　allotted　funding；　you　risked　losing　it　in　the　next　budget。
You　would　certainly　not　be　recognized　for　being　efficient。 Business　people；　on　the　other　hand；　are　rewarded　for　having　excess　money　and　are　recognized　for　their　efficiency。
As　this　cycle　of　growing　government　spending　continued；　the　demand　for　money　increased　and　the　〃Tax　the　rich〃　idea　was　now　being　adjusted　to　include　lower…ine　levels；　down　to　the　very　people　who　voted　it　in；　the　poor　and　the　middle　class。
True　capitalists　used　their　financial　knowledge　to　simply　find　a　way　to　escape。　They　headed　back　to　the　protection　of　a　corporation。　A　corporation　protects　the　rich。　But　what　many　people　who　have　never　formed　a　corporation　do　not　know　is　that　a　corporation　is　not　really　a　thing。　A　corporation　is　merely　a　file　folder　with　some　legal　documents　in　it；　sitting　in　some　attorney"s　office　registered　with　a　state　government　agency。　It"s　not　a　big　building　with　the　name　of　the　corporation　on　it。　It"s　not　a　factory　or　a　group　of　people。　A　corporation　is　merely　a　legal　document　that　creates　a　legal　body　without　a　soul。　The　wealth　of　the　rich　was　once　again　protected。　Once　again；　the　use　of　corporations　became　popular…once　the　permanent　ine　laws　were　passed…　because　the　ine…tax　rate　of　the　corporation　was　less　than　the　individual　ine…tax　rates。 In　addition；　as　described　earlier；　certain　expenses　could　be　paid　with　pre…tax　dollars　within　the　corporation。
This　war　between　the　haves　and　have…nots　has　been　going　on　for　hundreds　of　years。　It　is　the　〃Take　from　the　rich〃　crowd　versus　the　rich。　The　battle　is　waged　whenever　and　wherever　laws　are　made。　The　battle　will　go　on　forever。　The　problem　is；　the　people　who　lose　are　the　uninformed。　The　ones　who　get　up　every　day　and　diligently　go　to　work　and　pay　taxes。　If　they　only　understood　the　way　the　rich　play　the　game；　they　could　play　it　too。　Then；　they　would　be　on　their　way　to　their　own　financial　independence。　This　is　why　I　cringe　every　time　I　hear　a　parent　advise　their　children　to　go　to　school；　so　they　can　find　a　safe；　secure　job。　An　employee　with　a　safe；　secure　job；　without　financial　aptitude；　has　no　escape。
Average　Americans　today　work　five　to　six　months　for　the　government　before　they　make　enough　to　cover　their　taxes。　In　my　opinion；　that　is　a　long　time。　The　harder　you　work；　the　more　you　pay　the　government。　That　is　why　I　believe　that　the　idea　of　〃Take　from　the　rich〃　backfired　on　the　very　people　who　voted　it　in。
Every　time　people　try　to　punish　the　rich；　the　rich　don"t　simply
ply；　they　react。　They　have　the　money；　power　and　intent　to　change　things。　They　do　not　just　sit　there　and　voluntarily　pay　more　taxes。　They　search　for　ways　to　minimize　their　tax　burden。　They　hire　smart　attorneys　j　and　accountants；　and　persuade　politicians　to　change　laws　or　create　legal　loopholes。　They　have　the　resources　to　effect　change。
The　Tax　Code　of　the　United　States　also　allows　other　ways　to　save　on　taxes。　Most　of　these　vehicles　are　available　to　anyone；　but　it　is　the　rich　who　usually　look　for　them　because　they　are　minding　their　own　business。　For　example；　〃1031〃　is　jargon　for　Section　1031　of　the　Internal　Revenue　Code；　which　allows　a　seller　to　delay　paying　taxes　on　a　piece　of　real　estate；　that　is　sold　for　a　capital　gain　through　an　exchange　for　a　more　expensive　piece　of　real　estate。　Real　estate　is　one　investment　vehicle　that　allows　such　a　great　tax　advantage。　As　long　as　you　keep　trading　up　in　value；　you　I　will　not　be　taxed　on　the　gains；　until　you　liquidate。　People　who　do　not　take　advantage　of　these　tax　savings　offered　legally　are　missing　a　great　opportunity　to　build　their　asset　columns。
The　poor　and　middle　class　do　not　have　the　same　resources。　They　sit　there　and　let　the　government"s　needles　enter　their　arm　and　allow　the　blood　donation　to　begin。　Today；　I　am　constantly　shocked　at　the　number　of　people　who　pay　more　taxes；　or　take　fewer　deductions；　simply　because　they　are　afraid　of　the　government。　And　I　do　know　how　frightening　and　intimidating　a　government　tax　agent　can　be。 I　have　had　friends　who　have　had　their　businesses　shut　down　and　destroyed；　only　to　find　out　it　was　a　mistake　on　the　part　of　the　government。　I　realize　all　that。　But　the　price　of　working　from　January　to　mid…May　is　a　high　price　to　pay　for　that　intimidation。　My　poor　dad　never　fought　back。　My　rich　dad　didn"t　either。　He　just　played　the　game　smarter；　and　he　did　it　through　corporations…the　biggest　secret　of　the　rich。
You　may　remember　the　first　lesson　I　learned　from　my　rich　dad。　I　was　a　little　boy　of　9　who　had　to　sit　and　wait　for　him　to　choose　to　talk　to　me。　I　often　sat　in　his　office　waiting　for　him　to　〃get　to　me。〃　He　was　ignoring　me　on　purpose。 He　wanted　me　to　recognize　his　power　and　desire　to　have　that　power　for　myself　one　day。　For　all　the　years　I　studied　J　and　learned　from　him；　he　always　reminded　me　that　knowledge　was　power。　And　with　money　es　great　power　that　requires　the　right　knowledge　to　keep　it　and　make　it　multiply。　Without　that　knowledge；　the　world　pushes　you　around。 Rich　dad　constantly　reminded　Mike　and　me　that　the　biggest　bully　was　not　the　boss　or　the　supervisor；　but　the　tax　man。　The　tax　man　will　always　take　more　if　you　let　him。
The　first　lesson　of